Aging in Place and In-Law Suites: What to Know Before You Renovate
As our population ages and multigenerational living becomes more common, more homeowners are looking for ways to adapt their homes to accommodate aging parents or prepare for their own future needs. One increasingly popular solution is adding an in-law suite or aging-in-place features to a home. These renovations can provide independence, comfort, and safety while keeping loved ones close—but they come with important considerations. Here at RC Drafting, we have the knowledge and experience to design the space that is right for your need and budget.
If you're thinking about making your home more accommodating for aging family members, here are some things to consider as you get started.
What Is an In-Law Suite?
An in-law suite (also called an accessory dwelling unit or ADU) is a private living space within a home or on the same property. It often includes a bedroom, bathroom, and sometimes a small kitchen and living area. These spaces can be:
Attached to the main house (e.g., converted basement or garage)
Detached in a backyard structure
Integrated into the existing layout, such as a first-floor bedroom/bathroom combo
Why Aging in Place Matters
Aging in place means staying in your own home as you get older, rather than moving to an assisted living facility. With the right design, homes can remain safe and functional for many years. Combining this approach with an in-law suite allows families to support aging relatives without sacrificing comfort or independence.
Code Compliance and Permits
Before swinging a hammer, it’s crucial to check your local building codes and zoning regulations. Depending on your city or county, there may be:
Limits on square footage for an ADU (auxiliary Dwelling Unit)
Occupancy restrictions
Requirements for separate entrances or utilities
Rules about kitchens and bathrooms
You'll also need proper building permits and may need to meet accessibility standards (like ADA guidelines) if designing specifically for aging in place. An architect or licensed contractor familiar with local codes can help you navigate the permitting process.
Key Design Considerations
When building or renovating an in-law suite, thoughtful design can make all the difference. Some key features to include:
Accessibility
Zero-step entries
Wider doorways and hallways (minimum 36” wide)
Walk-in or roll-in showers with grab bars
Non-slip flooring
Lever-style door handles and faucets
Privacy and Independence
A separate entrance or private space away from the main living areas
Soundproofing between shared walls
A full or partial kitchen for independent living
Future-Proofing
Even if the suite will initially house younger family members or guests, consider features like:
Reinforced walls for future grab bars
Blocking for stair lifts or elevators
First-floor bedroom and bathroom access
Getting Started
Assess Your Home: Identify the best space for conversion—unfinished basements, bonus rooms, or garages are popular starting points.
Hire Professionals: A designer, architect, or contractor experienced in aging-in-place renovations can help you create a safe and compliant layout.
Create a Budget: Include design fees, materials, permits, labor, and unexpected expenses.
Obtain Permits: Your contractor can often assist with this.
Plan for Disruption: Depending on the extent of the renovation, plan for temporary displacement or changes to daily routines.
How to Pay for Renovations
Home renovations can be expensive, especially when adding living quarters. Here are some ways to help finance your project:
Home Equity Loan or Line of Credit (HELOC): Tap into the value of your home.
Cash-Out Refinance: Replace your mortgage with a larger one and use the difference for renovations.
Renovation Loans: Some lenders offer specific loans for remodeling, such as FHA 203(k) loans.
Grants or Tax Credits: Look for local or federal programs that support aging-in-place initiatives. Some nonprofits and state agencies offer grants for accessibility improvements.
Family Contributions: In multigenerational households, sharing costs among family members can ease the financial burden.
Long Term Care Insurance: LTC’s may also cover some of the costs. Check your policy.
Final Thoughts
Adding an in-law suite or preparing your home for aging in place is a practical investment in your family’s future. With the right planning, professional guidance, and thoughtful design, you can create a safe and welcoming environment that evolves with your family's needs.
Whether you're helping parents maintain their independence or planning for your own future comfort, starting early can make the transition smoother and more cost-effective. And it might just turn your house into a true forever home.
RC Drafting has provided many designs for both In-law-suites and aging in place renovations. Give us a call and we’ll be happy to discuss your needs.